1.0 Introduction and Commitment to Privacy
Everest Finance (“Company,” “We,” “Us”) is committed to protecting your privacy and handling your personal data in a transparent and responsible manner. This Privacy Policy (“Policy”) explains how we collect, use, store, share, and protect your personal information when you visit our website or use our Services. This Policy is in compliance with the Information Technology Act, 2000, its rules, and the Digital Personal Data Protection Act (DPDPA), 2023.
2.0 Information We Collect
We collect information that is necessary to provide you with our Services and to comply with our legal and regulatory obligations.
- 2.1 Personal and Contact Information: Full Name, Father’s/Spouse’s Name, Date of Birth, Gender, Residential and Permanent Address, Email ID, and Mobile/Alternate Phone Numbers.
- 2.2 Government-Issued Identifiers (Sensitive Personal Data): Permanent Account Number (PAN), Aadhaar Number, and Passport Number (where applicable) for mandatory KYC compliance.
- 2.3 Financial Information (Sensitive Personal Data): Details of occupation, employer, annual income, bank account statements, and information related to specific loan or investment applications.
- 2.4 Nominee and Co-Applicant Data: If you provide information about third parties, you represent that you have obtained their explicit consent to share their information with us.
- 2.5 Automatically Collected Data: Technical information such as IP address, browser type, and data about browsing activity via cookies.
3.0 Purpose and Use of Information
Your personal information is used for the following legitimate and lawful purposes:
- To Provide Services: Processing applications for loans, investments, and managing accounts.
- For Identity Verification (KYC): Complying with RBI, SEBI, and anti-money laundering (PMLA) laws.
- For Communication: Status updates, account transactions, and responding to inquiries.
- For Risk Assessment: Credit scoring and evaluating financial suitability.
4.0 Data Sharing and Disclosure
We do not sell or rent your personal information. We share data only:
- With Regulatory Authorities: To comply with legal obligations or lawful requests from government bodies.
- With Credit Bureaus: Sharing credit-related information (e.g., CIBIL) as required by law.
- With Third-Party Service Providers: Trusted vendors (KYC agencies, IT infrastructure) who are contractually bound to maintain data confidentiality.
5.0 Data Security and Retention
5.1 Security Measures We implement robust technical measures, including HTTPS protocol, encryption of sensitive data at rest and in transit, and strict access controls.
Important Note: While we take all reasonable steps to protect your data, the use of a public email provider (everestfinance786@gmail.com) for communication carries inherent risks. We encourage you to verify the authenticity of communications.
5.2 Data Retention We retain personal information only for as long as necessary to fulfill the purposes for which it was collected or to comply with legal requirements like the PMLA.
6.0 User Rights and Choices
- Access and Correction: You have the right to access and request correction of inaccurate data.
- Withdrawal of Consent: You may withdraw consent, though legal or contractual restrictions (like an active loan) may apply.
- Cookie Management: You can manage preferences through your browser settings.
7.0 Grievance Officer
In accordance with the Information Technology Rules, 2021, you may contact our Grievance Officer at:
- Name: [Insert Name]
- Email: everestfinance786@gmail.com
- Address: Near Mahila I.T.I. College, Patel Nagar, Bikaner, Rajasthan, India-334001
8.0 Policy Updates
We may update this Policy periodically. Material changes will be notified via our website or email.
9.0 Contact Information
If you have any questions regarding this Privacy Policy, please contact us at:
Address: Near Mahila I.T.I. College, Patel Nagar, Bikaner, Rajasthan, India-334001
Brand: Everest Finance
Email: everestfinance786@gmail.com
Phone: +91 9784562477, +91 77288 45478